Detroit Workers’ Compensation Benefits for Manufacturing Workers
Working in manufacturing makes you a part of America’s economic backbone. But that work often comes with risks. Manufacturing has higher injury rates for workers than construction or mining. So what happens when a normal day at work turns into a nightmare? When you’re seriously hurt on the job, your livelihood suddenly hangs in the balance.
This is why we have workers’ compensation. By providing medical care and checks for lost wages, workers’ comp exists to help you stay financially stable after a workplace injury puts you on the sidelines.
But it’s not always easy to win compensation. Workers’ comp insurance companies might deny, delay or cut off your benefits.
You may need a workers’ comp lawyer.
An experienced workers’ comp attorney from Levine Benjamin Law Firm can get you through this process.
Levine Benjamin Law Firm has been helping people with health problems and financial worries in Detroit, Flint, Lansing, Grand Rapids and all across Michigan since 1964.
From applying to appealing, we help you every step of the way.
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Watch Out for Workers’ Comp Issues in Manufacturing
A lot of people think workers’ comp is a government program. It’s not.
If you’re hurt in your manufacturing job, it’s your employer’s insurance company you’ll be turning to for benefits.
The chief goal of an insurance company is to make money. If they’re facing numerous claims, they could raise your employer’s insurance rates. So your boss and your insurer have incentives to deny you fair compensation.
In an industry like manufacturing that has high injury rates, insurers could be particularly sensitive about costs.
You could face scenarios like this:
- Your employer acts as if your injury is less serious than it is.
- The insurer outright denies your claim, looking to save money.
- You receive benefits for a while, then the insurer cuts you off.
Don’t let them take advantage of you. If you’re denied benefits, getting a workers’ comp attorney increases your ability to fight back.
On-The-Job Injuries in Manufacturing
The most common type of injury in manufacturing is called “contact with an object.”
This could include anything from a tool falling on your head to getting your fingers trapped in a piece of machinery.
In the manufacturing industry, you also could face any of these dangers:
- Slips and falls
- Harmful substances
- Repetitive motion injuries
If you suffer any of these injuries at work—or develop an illness caused by your work—you’re entitled to workers’ comp benefits.
This is the case even if your own actions helped cause the accident. In workers’ comp, it doesn’t matter who’s at fault.
But employers and insurers will still find ways to deny you benefits.
What to Do When You’re Hurt on the Job
As soon as you realize you’ve been injured, the most important thing is to notify your manager. If you fail to do so, they may claim your injury occurred outside of work.
Once you report an injury to your employer, it’s their job to file an incident report with the appropriate paperwork to get the ball rolling on workers’ comp.
If they refuse to do this, you should immediately contact a workers’ comp attorney.
There are certain deadlines to receiving benefits, so you don’t want to take a “wait and see” approach.
Even if your employer does file the appropriate paperwork, you could still be denied benefits.
You have the right to appeal this denial, but going up against an insurance company alone is hard.
Without a workers’ comp lawyer, you may not get all the benefits you should.
At Levine Benjamin, our attorneys work for you—not the insurance company.
We all know manufacturing can be dangerous, but workers’ comp is there to protect you from some of the risks.
At Levine Benjamin, we evaluate your case for FREE. We only charge a fee when you win benefits.