Detroit Workers’ Compensation Benefits for Restaurant Workers
Working in a restaurant can be physically demanding. You might be cooking in a hot kitchen, carrying trays of food, moving tables, or rushing about during peak times. The conditions are ripe for injury.
If you work in a restaurant and get hurt on the job, you need to know what benefits are available to help you.
Michigan workers injured on the job have the right to receive certain benefits under the state’s workers’ compensation law. This applies to workers in any industry and any job.
The benefits include compensation for lost wages, payment of medical expenses, the cost of prescription medications and more.
But sometimes, workers’ comp insurance companies are more concerned about saving money than helping you. They deny your benefits, or cut you off.
An experienced workers’ comp attorney from Levine Benjamin Law Firm can get you through this process.
Levine Benjamin Law Firm has been helping people with health problems and financial worries in Detroit, Flint, Lansing, Grand Rapids and all across Michigan since 1964.
From applying to appealing, we help you every step of the way.
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How Workers’ Comp Laws Protect Restaurant Workers
Most on-the-job injuries are covered under workers’ comp laws—regardless of who was responsible for causing the accident.
So a restaurant server who slips on a wet floor at work and breaks her arm should be eligible for benefits even if her own actions caused the accident.
Workers’ comp benefits are also available for health conditions resulting from repeated activity on the job, like carpal tunnel syndrome.
Restaurant workers may also be entitled to benefits for long-term exposure to harmful conditions.
An example is a long-time restaurant worker who was exposed to secondhand smoke in restaurants for many years—before smoking was banned in restaurants—and who developed a lung impairment.
What Does Workers’ Comp Cover?
If your injury or illness is work-related, the law says you’re entitled to payment for reasonable and necessary medical care.
For the first 28 days of treatment, your employer can choose the doctor or other medical provider who treats you. After 28 days, you can choose your own doctor.
If you’re unable to work for more than seven consecutive days because of a work-related injury or illness, you’re also entitled to wage loss benefits equaling about 80% of your after-tax wages.
What If the Insurance Company Denies Your Claim?
Insurance companies often take an ungenerous approach to paying workers’ comp.
They look out for their bottom line, not your best interests. They deny legitimate claims.
If that happens to you, don’t give up.
Get a workers’ comp lawyer and make sure you have someone fighting for the benefits you deserve.
You don’t have to hire an attorney to pursue your workers’ comp claim. But if you go it alone, you may miss out on valuable benefits.
If you’re a restaurant worker who was hurt on the job, you can ensure you get the maximum compensation available by working with an experienced workers’ comp attorney at Levine Benjamin.
We understand how workers’ comp laws apply to the restaurant industry.
In addition to workers’ comp, the attorneys at Levine Benjamin can also help with Social Security Disability claims if your work-related injury or illness will keep you from working for at least one year.
At Levine Benjamin, we evaluate your case for FREE. We don’t charge a fee until you win.