Will I Be Covered by Workers’ Compensation if I Contract COVID in Michigan?
Workers’ compensation benefits can provide crucial financial support if you can’t work for an extended period because of a COVID-19 infection you got at work—or if a loved one dies after exposure to the virus on the job.
The pandemic is causing some of the hardest times in many people’s lives. Workers’ comp benefits can help you get past this.
You might think these benefits only apply to accidents, injuries or illnesses from hazards on a particular job site, not to a virus that’s spreading through the community.
But if your coronavirus exposure happened at work, you could receive payment for lost wages, just as you would for any other harm you experienced on the job.
And if a loved one died of COVID-19 after getting the virus at work, your family could receive workers’ comp death benefits, which can ease your money worries in the middle of so much pain.
The Michigan workers’ compensation lawyers at Levine Benjamin Law Firm know how to build a workers’ comp claim for COVID.
We’ve helped workers and their families in Detroit, Flint, Lansing, Grand Rapids and all across Michigan since 1964.
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How Workers’ Comp Works for COVID-19 Patients in Michigan
The most important requirement for your workers’ comp claim is that the coronavirus infection took place at work.
Workers’ comp insurance companies will argue you can’t prove that. But you don’t need scientific proof of where the infection occurred, as long as your doctor’s opinion is that you or your family member were exposed on the job.
You don’t even have to show that your employer failed to take proper precautions for the coronavirus.
You don’t need to argue that they failed to sanitize the workplace enough, for example, or that they failed to separate workers and customers.
That’s because fault isn’t a factor in workers’ comp.
Workers’ comp is a pact between employers and employees. Employers carry workers’ comp insurance, so workers get paid for damage to their health that comes from their jobs—and employers don’t get sued over job-related injuries and illnesses.
That’s why all you have to show is that when you or your loved one’s health was compromised, it occurred at work. That’s it.
Workers’ comp pays for lost wages:
- Your benefit checks cover a percentage of your missing income.
- The amount varies depending on your marital status and number of children.
- If you can return to work, but lingering health problems leave you unable to make as much money, you can get workers’ comp benefits for a loss of earning power.
Workers’ Comp Death Benefits for COVID-19 in Michigan
The loss of life due to the coronavirus pandemic is heartbreaking.
If this tragedy struck your family, we don’t have the words to adequately express our condolences. We just want to help in any way we can.
Workers’ comp death benefits can provide financial support to get you through this wrenching time.
This is how death benefits work:
- Surviving dependents get up to 500 weeks of lost wages for the worker who died.
- The rate is generally 80% of the after-tax wages of the worker.
- Children qualify as dependents. Spouses can also qualify as dependents, or they qualify as partially dependent.
- If the deceased worker has underage children or children with disabilities, that qualifies families to receive benefits for more than 500 weeks.
What Jobs Qualify for COVID-19 Workers’ Comp?
The coronavirus can obviously hit anyone, but some workers take on extra risk. Some of you are true heroes in this crisis.
- Health care workers
- Government employees
- Food service workers
- Transportation and delivery workers
- Grocery and retail workers
In Michigan, we’ve also seen people in our automotive industry get the virus.
Levine Benjamin workers’ compensation attorneys have experience with many industries and understand how conditions in different workplace settings could promote contagion. We know how workers’ compensation rules for infectious diseases such as Covid-19 work in Michigan.
Let’s make sure you and your family receive every available form of help. If your illness leads to a long-term inability to work, you may also qualify for Social Security Disability benefits. We can help with that, too.
You can get a FREE case evaluation. And we don’t charge a fee until you win. In this time of hardship, we’re here for you.