Answers to Detroit Car Accident Questions
When you’ve gone through something traumatic like a car accident, you might be distraught or confused. A personal injury settlement could be the key to moving on with your life. But the insurance company isn’t cooperating. Where do you start?
On this page, you can get answers to commonly asked questions about personal injury cases in Metro Detroit.
For more information, contact Levine Benjamin Law Firm free of charge.
WHAT TO DO AFTER AN ACCIDENT
What should I do after an accident?
When you’re in a car collision, first take care of yourself by getting the medical treatment you need.
You also need to contact law enforcement, photograph the scene if you can, and gather contact information from witnesses—don’t rush to speak to an insurance adjuster.
And as soon as you can, call a lawyer.
Read more about how to respond after an accident.
Should I sign a release or anything from an insurance company?
Not until you consult with a lawyer first!
Most of the time, an insurance company won’t pay you without your signature on a release. The problem is, a signed release lets the insurance company avoid paying anything more on your claim going forward. It also prevents you from suing the insurance company.
An experienced attorney like the ones at Levine Benjamin can review a release and advise you whether you risk losing any rights by signing it.
The insurance company is asking for a recorded statement. Should I give one?
No! Despite what an insurance adjuster might tell you, you’re not required to give a statement. Even if an insurance company sends you letters threatening to “close their file” without your statement, you still should not give a statement.
Adjusters are trained to conduct interviews and secure testimony in a way that makes it less likely for their driver to be blamed for the harm you suffered.
If you give a recorded statement, they might use it as evidence in a lawsuit.
Before giving any statement, talk to a personal injury lawyer at Levine Benjamin.
What kinds of injuries commonly happen in car accidents?
Some types of injuries after a car accident are common enough that the Michigan State Police lists them in their definition of a “serious” car crash injury. In a personal injury claim, you’ll need to gather medical evidence about your specific injuries.
Learn more about common car accident injuries.
BUILDING YOUR STRONGEST CASE FOR COMPENSATION
Should I keep track of all my medical expenses?
Your medical bills are one of the most important pieces of evidence in your case. You absolutely should keep an accurate record of your bills.
How do you do that? Here are some tips:
- Ask for an itemized statement from each doctor you see.
- Save all prescription bills.
- Make sure your lawyer receives a copy of every medical bill, prescription bill or other bills related to your injury.
- Hold on to copies of medical bills even when they’re processed through an insurance carrier.
Should I settle my accident case?
Insurance companies want to pay you a quick settlement—so they can pay you less. When your expenses are piling up after a crash, it can be tempting to take their offer.
Don’t do it.
You might still have medical expenses you haven’t foreseen.
A lawyer can make sure you get fair compensation before you settle.
Read more about insurance settlements after an accident.
What other kinds of compensation can I receive besides personal injury?
If your injuries will keep you out of work for a while, you could qualify for Social Security Disability benefits.
If the accident happened while you were working, you could get workers’ compensation benefits.
If you’re unable to work and you have long-term disability insurance, you could receive payments under that policy.
Levine Benjamin attorneys help you with each of these kinds of claims, maximizing the compensation you can receive.
WORKING WITH AN AUTO ACCIDENT LAWYER
How do I know if I have a personal injury case?
If you’ve been injured due to someone else’s negligence, you may be entitled to financial compensation. You could receive money for several kinds of losses you’ve suffered, including time off from work, property damage, and even pain and suffering.
Why do I need a car accident lawyer?
A crash is a traumatic moment in your life, and a personal injury lawyer can help reduce your anxiety and resolve the problems caused by the accident.
An attorney gathers all the evidence you need to be fairly compensated for your injuries and losses. They represent your interests and deal with the insurance company for you.
Read more about working with a lawyer.
Should I bring anything to my first meeting with a lawyer?
You can help the process go as smoothly as possible by bringing these items to your first meeting:
- Any police reports giving the story of what happened
- Doctor records of your injury and the treatment you’re receiving
- Medical bills and any hospitalization costs
- Estimates from your doctor or hospital about how much your injury will cost to continue treating in the future (if you’re still undergoing treatment)
- Pay stubs showing how much money you make
- A list of ways the injury has affected you and your family
- Information on your insurance coverage