Detroit Disability Blog
Federal Student Loans and Social Security Disability
Clients often ask us if their Social Security disability awards can be taken by their creditors. Unfortunately, many clients who are forced to wait a year or longer for their Social Security Disability awards to go through have overdue bills and calls from creditors. Typically, creditors cannot touch a Social Security Disability award. One major…
“Social Security: Is a Key Foundation Economic Security Working for Women?”
A Senate Finance Committee hearing with this title was held in December of 2014. It’s interesting that the title of this hearing was posed in a question. It appears, unfortunately, the answer to this question is there’s room for improvement. As one of the speakers mentioned, while Social Security is gender neutral, life is not….
Approval Rate For Disability Applicants is Down
Contrary to what you might hear from some people and media sources, disability awards are not “out of control.” The truth is approval rates for disability applicants have fallen significantly at every administrative level in recent years. The allowance rate for initial applications was 33% in 2013, down from 37% in 2009. The national allowance…
Delay For Social Security Disability Hearings is Increasing
The most common question I receive from our clients is “When will my hearing be held?” It’s very frustrating having a lengthy wait for a hearing with a judge after receiving an initial denial from the Social Security Administration. Unfortunately, that wait is only getting longer. The national average processing time for a hearing to…
Featured Posts
How To Make Ends Meet While Waiting for Disability Benefits
HOW TO MAKE ENDS MEET WHILE WAITING FOR DISABILITY BENEFITS You’re not working due to an injury or illness, and you’ve applied for Social Security Disability (SSD) benefits. Jumping through the hoops and completing all the paperwork took more time than you expected. Now you’re in a waiting mode while the Social Security Administration (SSA)…
What To Do if Your Long-Term Disability Benefits are Denied or Terminated
Whether you received long-term disability coverage as part of your employment benefits or purchased your own policy, you have the right to expect your policy to be honored if a disability keeps you from working. Unfortunately, the approval rates for disability claims are falling every year. If you are one of the growing percentage of Americans who weren’t approved, it isn’t the end of the road. LTD benefits denied or terminated by the insurance company are subject to appeal or legal action.
Social Security Benefits After 50
Did you know that Social Security Disability (SSD) benefits are easier to win if you’re over age 50? That’s right, the Social Security Administration (SSA) lowers its disability standard for applicants over the age of 50. If you need to file for Social Security disability and your age could be a factor, there are some…
Disability for Interstitial Cystitis Clarified by Social Security Ruling
If you suffer from interstitial cystitis (IC), you know the recurring pain and discomfort in your bladder and pelvic region from this disease can be disabling. The Social Security Administration has issued a new ruling, SSR 15-1p, which replaces a prior ruling and clarifies how to evaluate a disability claim stemming from interstitial cystitis.
Social Security Ruling Aids Disability Determinations for Lupus and Fibromyalgia
Clients often come to me with diagnoses of both lupus and fibromyalgia. Representing you if you have both lupus and fibromyalgia brings a unique set of challenges. You may have a history of different treating doctors while searching for an explanation for your symptoms. It’s difficult explaining a set of physical and mental symptoms that…