Detroit Disability Blog
LTD Policy for Business Owners vs. Workers
You may have a great working relationship with your manager, but after suffering an injury that will keep you from working, you could quickly be at odds. This is because you may be eligible for long-term disability (LTD) benefits, and in many cases, these benefits are provided through your company’s insurer. But your interests will…
How to Handle Long Waits for Social Security Disability
You could give the best years of your life to a single company, never wavering in your dedication and hard work, but if you suffer a disability you’re essentially on your own. Fortunately, you might qualify for Social Security Disability (SSD) benefits. After applying, though, you’ll quickly learn that SSD wait times can be extensive….
SSD Qualifications 101
If you’re hurt and you can’t work, you may be entitled to Social Security Disability benefits (SSD for short). The federal government will pay you cash benefits every month if the illness or injury that is keeping you from work qualifies. The rules for qualifying for Social Security Disability benefits may sound simple, but the…
What To Do if Your Long-Term Disability Benefits are Denied or Terminated
Whether you received long-term disability coverage as part of your employment benefits or purchased your own policy, you have the right to expect your policy to be honored if a disability keeps you from working. Unfortunately, the approval rates for disability claims are falling every year. If you are one of the growing percentage of Americans who weren’t approved, it isn’t the end of the road. LTD benefits denied or terminated by the insurance company are subject to appeal or legal action.
Featured Posts
How To Make Ends Meet While Waiting for Disability Benefits
HOW TO MAKE ENDS MEET WHILE WAITING FOR DISABILITY BENEFITS You’re not working due to an injury or illness, and you’ve applied for Social Security Disability (SSD) benefits. Jumping through the hoops and completing all the paperwork took more time than you expected. Now you’re in a waiting mode while the Social Security Administration (SSA)…
What To Do if Your Long-Term Disability Benefits are Denied or Terminated
Whether you received long-term disability coverage as part of your employment benefits or purchased your own policy, you have the right to expect your policy to be honored if a disability keeps you from working. Unfortunately, the approval rates for disability claims are falling every year. If you are one of the growing percentage of Americans who weren’t approved, it isn’t the end of the road. LTD benefits denied or terminated by the insurance company are subject to appeal or legal action.
Social Security Benefits After 50
Did you know that Social Security Disability (SSD) benefits are easier to win if you’re over age 50? That’s right, the Social Security Administration (SSA) lowers its disability standard for applicants over the age of 50. If you need to file for Social Security disability and your age could be a factor, there are some…
Disability for Interstitial Cystitis Clarified by Social Security Ruling
If you suffer from interstitial cystitis (IC), you know the recurring pain and discomfort in your bladder and pelvic region from this disease can be disabling. The Social Security Administration has issued a new ruling, SSR 15-1p, which replaces a prior ruling and clarifies how to evaluate a disability claim stemming from interstitial cystitis.
Social Security Ruling Aids Disability Determinations for Lupus and Fibromyalgia
Clients often come to me with diagnoses of both lupus and fibromyalgia. Representing you if you have both lupus and fibromyalgia brings a unique set of challenges. You may have a history of different treating doctors while searching for an explanation for your symptoms. It’s difficult explaining a set of physical and mental symptoms that…